for more information.
4. Make a videotape of your home and its contents. Go slowly through each room, documenting the construction of the house and interior objects. When finished, make several copies. Store one in a safety deposit box, another with a family member outside your area and keep a copy at your home.
During the storm
1. Always follow the instructions given by local authorities. Dont second-guess officials; if they tell you to seek shelter, evacuate or stay put, follow their advice.
2. If you have to evacuate, keep valuable information with you (such as insurance papers, passports, credit cards and drivers licenses).
After the storm
1. Take pictures of your damaged home immediately after the storm and contact your insurance company. Leave your home "as is" until your insurance representative assesses the damage and gives you the go-ahead on repairs.
2. Get contractor references and written job quotes before selecting a contractor to do any repairs. While the desire to get back to normal quickly is great, do not jump at the first contractor who offers his services. Make certain the contractor you hire is licensed in your state and has a staggered payment plan for services, so that you dont complete payment until the project is done.
3. Check with your insurance company to determine their requirements and involvement before you start rebuilding. And if you feel youve been gouged by a contractor, report it immediately to state officials.
4. Check your local building codes, which can change rapidly. Its not simply a matter of reconstructing the home you had. The law requires you and your contractor to abide by current codes when rebuilding after the storm. Visit www.statelocalgov.net or www.ibhs.org/building_codes for more information.
5. When rebuilding, choose energy-efficient products that can save on your long-term heating and cooling bills. Select windows with vinyl frames, which are excellent insulators. Think about lowering your monthly energy bills by specifying Energy Star windows with double-pane insulated glass units with argon-filled low-E glass. Visit www.energystar.gov for more details.
And for more information about storm-resistant windows, see www.simonton.com.